Next home buyers
Life is all about change. A growing family might need more room, or you may want to be closer to schools, work or the beach. Perhaps it’s time to downsize now the kids have moved out.
Whatever’s behind the move, we’ll help you work out the best way to finance it, whether that’s selling first, buying first or keeping your current home as an investment.
Your options
Found the perfect place before you’ve sold? Bridging finance can help you buy now and sell later.
Some loans let you take your current loan with you to your new home, keeping your rate and features.
Use the equity in your current home to buy your next one, and rent out the old place.
Know exactly what you can spend before you start looking, so you can buy with confidence.
How it works
Tell us about your current loan, your home’s value and where you want to go.
We help you decide whether to sell first, buy first or keep your current home.
Know your budget before you start inspecting.
We look after the loan side all the way through to settlement.
Instant loan compare
Know the costs
Moving home comes with costs on both sides. When you sell, there are agent fees, marketing and legal costs. When you buy, there’s usually stamp duty, legal fees, inspections and moving costs. Your current lender may also charge a fee to close or change your loan.
We’ll help you add it all up, so you know how much you’ll have to put towards your next home.
Other ways we help
Grants, deposits and stamp duty explained step by step, so buying your first home feels doable.
Rates have gone up. We’ll check whether there’s a better deal out there for you.
Buy, build or refinance a shop, office, factory or investment property.
Pauline has been SEQUAL accredited since 2008 and explains reverse mortgages in plain English.
Finance for the family car, the ute, the tinnie or the gear that keeps your business moving.
what people say
Questions
It depends on the market and your budget. Selling first gives you certainty about your price, while buying first means you won’t miss the right home. Bridging finance can help if you buy first. We’ll talk you through both.
A short-term loan that helps you buy your new home before your current one sells. The bridging loan is paid out once your old home sells.
Some loans are portable, which means you can move them to your new property. We’ll check whether your loan allows it and whether it’s still a good deal.
Often, yes. If you have enough equity and income, you may be able to buy your next home and keep your current one as an investment.
It depends on your income, expenses, existing debts and how much equity you have. We’ll work it out with you and compare what different lenders will offer.
Make the most of what you have
Thinking about your next move? Talk to us today.
