Commercial loans
Looking to buy or build an office, shop or industrial space for your business, or as an investment? Perhaps something more unique, like a café, caravan park, childcare centre or petrol station.
We help Peninsula business owners and investors find commercial finance to buy, build, renovate or refinance. We have access to Australia’s largest commercial lenders as well as specialist lenders, and we’ll find a structure that suits how your business runs.
What we finance
Offices, shops, warehouses and factories, for your own business or as an investment.
Finance to build a new space or improve the one you already have.
Move to a better rate or terms that suit your business better.
Cafés, caravan parks, childcare centres, service stations and more.
How it works
What you want to buy, build or refinance, and how your business is going.
We tell you which financials and documents lenders will want to see.
Major banks and specialist lenders, to find a structure that suits your cash flow.
We manage the application and keep things moving to settlement.
Instant loan compare
Good to know
Commercial loans are assessed differently to home loans. Lenders look closely at the property, the strength of your business and, for investments, the rental income. Deposits are usually larger, and loan terms are often shorter.
That’s why it pays to have someone who knows commercial lending on your side. We’ll help you prepare a strong application and find the lender that fits.
Other ways we help
Grants, deposits and stamp duty explained step by step, so buying your first home feels doable.
Pre-approval, bridging finance and taking your loan with you to your next place.
Rates have gone up. We’ll check whether there’s a better deal out there for you.
Pauline has been SEQUAL accredited since 2008 and explains reverse mortgages in plain English.
Finance for the family car, the ute, the tinnie or the gear that keeps your business moving.
what people say
Questions
It varies by lender and property type, but commercial loans usually need a bigger deposit than home loans. We’ll tell you what to expect for your situation.
Yes. Commercial property is often bought through a company or trust. Your accountant can advise on the right structure, and we’ll find a loan to suit it.
Yes. If your loan is up for review or you think you’re paying too much, we’ll compare options to find a lower rate or better terms.
No. We have access to Australia’s largest commercial lenders as well as specialist lenders, which can help with more unique properties.
Usually recent financial statements and tax returns for your business, details of the property and your existing debts. We’ll give you a checklist so nothing is missed.
Make the most of what you have
Planning your next business move? Talk to us today.
