Question 1 of 5
What's your current loan balance?
Roughly — a ballpark is fine.
🏠
Under $500k
🏠
$500k – $750k
🏡
$750k – $1M
💰
$1M+
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Question 2 of 5
What's your current interest rate?
A rough idea is fine — it's usually on your most recent statement.
📊
Under 5.5%
Already pretty competitive — but often still room to improve
📊
5.5% – 6.0%
About market average — solid savings usually available
📊
6.0% – 6.5%
Above average — typically significant savings available
🔔
6.5% or higher
Well above average — you're almost certainly overpaying
❓
Not sure
We'll use a typical unreviewed loan as a baseline
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Question 3 of 5
How long until your loan is paid off?
Roughly how many years remain.
📅
Less than 15 years
Nearing the end of your loan
📅
15 – 25 years
Middle of your loan
📅
25 – 30 years
Near the start of your loan
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Question 4 of 5
When did you last review your home loan?
The longer since your last review, the more there's likely to find.
✨
Within the last year
Recent — smaller gains likely
📆
1 – 2 years ago
Market has moved — worth another look
🔍
2 – 5 years ago
Real savings almost certainly waiting
🚨
5+ years ago or never
You're likely paying your "loyalty tax"
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Question 5 of 5
What would you like to get out of a better deal?
Select all that apply — Pauline or Derek will tailor the strategy to what matters most to you.
💵
Lower monthly repayments
Free up cash in the budget each month
🏃
Pay off the loan faster
Keep payments the same and shorten the term
🧩
Consolidate other debts
Roll credit cards, personal loans or car loans in
🔓
Release equity
Renovation, investment property, or other purposes
⚙️
Better features
Offset, redraw, split loan or flexible repayments
🤝
Better service
A real person who actually knows your loan
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Final step
Where should we send your savings estimate?
Pauline or Derek will be in touch within 1 business day for an obligation-free chat about how to make these savings real.
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Show my savings →
Calculating your savings...
You could be saving
approximately
$0
PER MONTH ON YOUR REPAYMENTS
That's about
$0
across the remaining life of your loan
Your current rate
0.00 %
Repayment$0
Rates from
0.00 %
Repayment$0
Recent wins from the Mornington Peninsula
Anonymised case studies from clients with similar profiles to yours.
Estimate only — based on typical savings We Know Loans has secured for Mornington Peninsula clients with similar profiles. Actual savings depend on your lender, credit assessment, loan features and current market rates. Southern Mortgage Solutions Pty Ltd ABN 83 111 714 053. Credit Representative Number 393448 is authorised under Australian Credit Licence Number 389328.
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